Provider Introduction

AVBOB is one of those companies everybody knows. It is not easy to build a nationally known brand. They have been around since 1921. This great achievement gives them almost 100 years’ experience. They are one of the most trusted burial insurance providers in South Africa.

With AVBOB funeral cover, you get free funeral services. The free benefits are available to anybody that makes use of them to arrange the funeral. When it comes to claiming, you will have two options. Either you can use AVBOB to arrange the funeral or you can arrange it yourself. One of the reasons they are so popular is the funeral services. They understand the business and want to make sure you do not stress. Trying to arrange a memorial can be very tough. Having access to an easy memorial services is a big plus.


They offer reliable products and services. With AVBOB branches all over South Africa, you know there is a branch near you. The currently have more than 200 branches nationwide. They are the most inclusive provider we represent.

AVBOB is a mutual society. A mutual society means that the policyholders are stakeholders in the company. They have paid Billions back in bonuses to their policyholders. In just the last six years, they paid back 3.5 Billion Rand. They have more than 3.7 Million lives insured. Because they are a mutual society, they believe policyholders are like family. They always improve the free funeral benefits. The extra benefits are just one way they like to share the success of the brand.

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AVBOB Funeral Cover Quote Explained

Free AVBOB Funeral Services & Benefits

When you arrange the burial yourself, you will just get a cash payout. You can then use several providers to make the arrangements. If you use them to arrange it for you, you can do everything from one place. All the money that remains will still go to the family. You can select all the products and services you need. They offer coffins, tombstones and almost every other needed product & service. If you make use of AVBOB to arrange the burial, you can qualify for up to R21 500 in discounts. This amount includes a free basic funeral of up to R13 303*.

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Examples of Free Benefits:

R3 000 Cash Upfront*
Free Basic Funeral Up to R13 303*
Up to R21 500 in Various Discounts*
Transport of Deceased (Only in SA)
Use of Mortuary & Modern Hearse
Name Plate on Coffin
Death Registration at Home Affairs, etc.

Examples of Optional Benefits:

Fresh Flowers at Service
Catering at Service
Catering at Home
Burial Pamphlets
Family Cars
Tents and Chairs at Home, etc.


Medicals & Waiting Periods

With AVBOB, there will be no medical checks. They will give clients the benefit of the doubt. There will not be any medical questions to answer either. There will however be a six-month waiting period. This waiting period will only be for natural causes of death. Accidental death will receive cover from the first payment. This is only to prevent terminally ill people from taking a policy last minute.

Who Can I Cover Under One Policy?

With this great policy, you can cover both direct and indirect family. This freedom means you can cover almost every member of your family. There is often a single breadwinner in the family. Most providers will allow you to cover up to nine extended family. With our help, we can make sure your cover is enough for all your family members. Read More Here

You can cover the following people under your AVBOB policy:

1. Spouse (Wife, Girlfriend, Boyfriend, Fiancé, etc.)
2. Parents (Own Parents or Parents in Law)
3. Children (Own Children, Adopted Children, etc.)
4. Siblings (Brothers & Sisters)
5. Extended Family (Grand Parents, Uncles, Aunts, Cousins, etc.)

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AVBOB Benefits Banner 2018

What Amount of Cover Can I Get?

With AVBOB, you can choose from your amount from R10 000 to R50 000. Each person will be a separate premium. You can raise or lower cover amounts as required. This ability gives you control over how much cover each person gets. It is great if you want to make sure you do not overspend. You can lower some of the more costly members. This control will help lower the final charge.

The older a person is, the more it will cost. A couple of things determine the monthly costs. Firstly, the age, cover amount and relationship. Your parents will cost you more than your spouse will. When we do your free quote, we can help you get the best ratio. Secondly, we do not want our clients to overspend on this product. Lastly, we do our best to help you get the best product for your needs.

Cashback Funeral Policy

The cashback option means you will get cash back in your pocket every five years. If you pay your premiums for five years, AVBOB will pay back one year. This payback is yours. You can spend it on anything you want. You can even take your family on holiday. This bonus is just one way they like to thank you for your loyalty.


Finally, we can give you a free AVBOB funeral cover quote today. Our brokerage, InSHoor™ received the award for top AVBOB broker nationally in 2012 & 2017. This is because we have a lot of faith in this brand. Our humble team believes that our clients will receive great service from them. With reasonable premiums and well thought out products, we trust in them.

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